Health Insurance Marketplace - -

Health Insurance Marketplace

The Health Insurance Marketplace
is available at .

The Health Insurance Marketplace, a source of information about consumers' health insurance options as well as an enrollment portal for Pennsylvanians, is available at .

Important Dates

  • Dec. 15, 2016: Last day to enroll in or change plans for new coverage to start Jan. 1, 2017.
  • Jan. 31, 2017: 2017 Open Enrollment ends. Enrollments or changes between Jan. 16 and Jan. 31 take effect March 1, 2017.
  • No enrollment deadlines for the SHOP Insurance Marketplace (Small Employers).
  • No enrollment deadlines for Medicaid or the Children’s Health Insurance Program (CHIP).

You can apply anytime.

If you don’t enroll in a 2017 health insurance plan by Jan. 31, 2017, you can’t enroll in a health insurance plan for 2017 unless you qualify for a .

See a full list of s on the website. Some people qualify for an from the fee based on income or other situations.

Are You Required to Buy Coverage?

Use this handy guide to help you determine whether or not you are required to buy health insurance coverage under the Affordable Care Act.

Learn more: Marketplace Eligibility Quick Guide [PDF]

Explore Your Options

  • If you have job-based health insurance you like, you can keep it. You may be able to change to Marketplace coverage if you want to.
  • You can ask your employer if it plans to offer health insurance. If not, you may need to get insurance through the Marketplace or from other sources. If you don't have coverage, you may have to pay a fee.
  • If you run a small business, you can go to the Small Business Health Options Program (SHOP) Marketplace to find out about providing coverage for your employers.
  • If you have Medicare or Medicaid, you're already covered and don't have to make any changes.

Insurance Companies

Only one payer (Independence Blue Cross) will offer products on the SHOP (for small employer groups) and individual exchange. Members enrolled in an Aetna or United HealthCare product in 2016 will need to change plans during this enrollment period. CKHS participates in all Independence Exchange products and is a tier 1 (low-cost) provider in the Independence “Proactive” tiered products. 

Prepare to Apply

The Marketplace offers different types of health plans to meet a variety of needs and budgets. You will need to figure out how much you want to spend on health coverage each month.

Most people using the Marketplace will qualify to save money. To find out how much you're eligible for when you apply, it will help to have these items close by:

  • Social Security numbers (or document numbers for legal immigrants)
  • Birth dates
  • Pay stubs, W-2 forms or Wag and Tax Statements
  • Policy numbers for any current health insurance
  • Information about any health insurance you or your family could get from your jobs.

How to Apply or Renew?

Go online to the Health Insurance Marketplace at or You can contact the Health Insurance Marketplace directly by phone 24 hours a day, 7 days a week at 1--318-2596 (TTY: 1-855-889-4325).

Need Help?

Our financial counselors help you learn the basics of health coverage, compare coverage options and select the plan that best fits your budget and needs. To ask a question or request information, send an email to [email protected].

Need Help?

Contact a Crozer-Keystone financial counselor for help learning the basics of health coverage, comparing coverage options and selecting the plan that best fits your budget and needs.

Patient Portals

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